More than 7.5 thousand Orenburg residents affected by the flood applied to insurance companies for payments, and 3.8 thousand people applied to banks with a request to defer loan payments. More than half of applications for credit holidays have already been approved.
To date, about 7.5 thousand individuals who previously insured their property against losses due to flooding have applied to insurance companies in the region for payments. The total amount of damage claimed is 2.3 billion rubles.
Also, 103 legal entities reported the occurrence of the above insured event. The total amount of damage claimed is 4.1 billion rubles.
As of April 24, banking organizations in the region received 59 applications for deferred payments from small and medium-sized businesses in the amount of 389 million rubles.
Banks received one application from individual entrepreneurs for debt restructuring in the amount of 628 million rubles. and 129 applications for deferment of payments in the amount of more than 253 million rubles.
The bulk of applications for loan holidays come from citizens. According to the latest data, banks registered 3,652 such applications worth 3.2 billion rubles. 927 applicants are asking to defer mortgage payments in the amount of 2.3 billion rubles.
For consumer loans, 2,680 applications were submitted for 815.7 million rubles, 45 applications for 40.1 million rubles for car loans. Of these, 1,940 applications worth 1.9 billion rubles were approved (for mortgages – 550 applications for 1.4 billion rubles, for consumer loans – 1,385 applications for 469.1 million rubles, for car loans – 5 applications for 4 million. rubles).
The overall percentage of approved applications exceeded 50%. Out of 3,841 requests for 4.4 billion rubles. 1,943 requests worth 1.9 billion rubles were approved.
Applications from individuals and legal entities for credit holidays or loan restructuring are accepted by all banks in the region, without exception. You can get detailed advice by calling the Central Bank hotline 8 800 250-15-24.
River levels near Orenburg have been falling for several days. Both the Urals and Sakmara fell below critical levels. At the same time, thousands of houses in Orenburg, Orenburgsky district, Sakmarsky district and Orsk are still standing in water. It should be noted that the 2024 flood is called one of the largest in the history of observations and the most serious since 1957. In total, 89 square kilometers of the city area were flooded in Orenburg during the flood days. This is about a third of the entire territory. More than 6,500 households were affected. The water entered several multi-storey blocks.
Tags: thousand flood victims requested credit holidays insurance payments Orenburg News
